BharatPe
Founded Year
2018Stage
Unattributed | AliveTotal Raised
$864.83MLast Raised
$20.29M | 2 mos agoRevenue
$0000Mosaic Score The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.
+81 points in the past 30 days
About BharatPe
BharatPe provides financial services. It offers merchant discount rate (MDR) services and allows merchants to sign up and start receiving the funds in their respective bank accounts. It serves offline retailers and businesses. The company was founded in 2018 and is based in Gurgaon, India.
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BharatPe's Product Videos
BharatPe's Products & Differentiators
Interoperable QR-based Payments System and Credit offerings
BharatPe provides a comprehensive suite of digital payment and merchant services. Our offerings include QR code-based payments, acceptance of payment via all major UPI apps, instant settlement of funds, access to working capital loans, payment acceptance via POS machines, amongst others. We also offer value-added services like loyalty programs and EMI options for customers. Our user-friendly mobile app and dedicated dashboard offering make it convenient for merchants to manage their transactions, review their business growth, and access the offerings.
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Expert Collections containing BharatPe
Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.
BharatPe is included in 7 Expert Collections, including Store tech (In-store retail tech).
Store tech (In-store retail tech)
1,840 items
Companies that make tech solutions to enable brick-and-mortar retail store operations.
Unicorns- Billion Dollar Startups
1,309 items
Digital Lending
2,538 items
This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.
SMB Fintech
1,648 items
Payments
3,277 items
Companies in this collection provide technology that enables consumers and businesses to pay, collect, automate, and settle transfers of currency, both online and at the physical point-of-sale.
Fintech
14,203 items
Excludes US-based companies
Latest BharatPe News
Nov 13, 2025
13th November 2025: As India steps into the biggest festive shopping period of the year, consumers are looking for smarter, more rewarding, and transparent ways to spend on celebrations, travel, gadgets, home upgrades, and everyday necessities. Making the most of your festive budget doesn’t just mean finding the best discounts — it means choosing financial tools that elevate your spending power responsibly. The Unity Bank BharatPe Credit Card, India’s first EMI-first co-branded RuPay credit card issued by Unity Small Finance Bank in partnership with BharatPe and NPCI, is engineered to help consumers enjoy the festive season with ease, flexibility, and total transparency — while earning uncapped rewards on planned spends. Below are five smart ways consumers can maximize festive purchases using the Unity Bank BharatPe Credit Card: 1. Split High-Value Purchases into Simple, Affordable EMIs Festive purchases often mean upgrading appliances, planning weddings, or booking travel. With automatic EMI conversion on eligible spends, the UBCC ensures your large purchases stay affordable and stress-free. Automatic conversion of eligible spends into easy EMIs Flat 2% uncapped rewards (in Zillion Coins) on the principal EMI amount No foreclosure charges; prepay anytime without penalty 2. Enjoy a Truly Lifetime-Free Credit Card The festive period often comes with additional spends — but fees shouldn’t be one of them. Say no to complicated fee structures & yes to: Zero joining fee 3. Earn Rewards on Everyday UPI Payments Whether you’re buying festive sweets, refueling for a road trip, paying electricity bills, or shopping at local stores — link your card to UPI via the BharatPe app and enjoy seamless spends with rewards on tap. Pay by scanning any QR or using UPI Earn rewards on both card swipes and UPI transactions Utilize credit limit while retaining UPI convenience 4. Access Airport Lounges Without Minimum Spend Requirements Festive travel sees a significant spike across domestic and international routes. With this card, customers enjoy elevated travel privileges like: Complimentary domestic and international airport lounge access No minimum spend thresholds or tier qualifications Premium travel benefits without premium fees 5. Experience Fast, Fully-Digital Onboarding Skip queues and paperwork during the busy season. The Unity Bank BharatPe Credit Card is available via a 100% digital onboarding journey on the BharatPe app — designed for the modern, mobile-first user. Instant, paperless, and effortless.
BharatPe Frequently Asked Questions (FAQ)
When was BharatPe founded?
BharatPe was founded in 2018.
Where is BharatPe's headquarters?
BharatPe's headquarters is located at DLF City Phase 2 Road, Gurgaon.
What is BharatPe's latest funding round?
BharatPe's latest funding round is Unattributed.
How much did BharatPe raise?
BharatPe raised a total of $864.83M.
Who are the investors of BharatPe?
Investors of BharatPe include Cayroz 360One, Ambition Investment Trust, Twinroots, Neo Asset Management, Alteria Capital and 28 more.
Who are BharatPe's competitors?
Competitors of BharatPe include MobiKwik, PayPay, axio, ePayLater, PhonePe and 7 more.
What products does BharatPe offer?
BharatPe's products include Interoperable QR-based Payments System and Credit offerings.
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Compare BharatPe to Competitors
Innoviti serves as a fintech company that specializes in payment solutions and collaborative commerce services. The company offers a payment terminal that facilitates transactions and partnerships between brands, banks, and merchants, aiming to increase the value derived from each payment. Innoviti primarily serves businesses seeking to improve customer acquisition and retention through its Collaborative Commerce platform. Innoviti was formerly known as Innoviti Payment Solutions. It was founded in 2002 and is based in Bengaluru, India.
PayPay operates as a financial technology company providing quick response (QR) code-based payment solutions and digital wallet services. The company offers a platform for users to make payments at various retail locations, online, and for public utilities, as well as facilitating peer-to-peer money transfers. PayPay primarily serves the consumer goods retail, dining, and public utility payment sectors. It was founded in 2018 and is based in Tokyo, Japan.
Amazon Pay is a digital payment platform that offers financial services such as mobile recharges, bill payments, and purchases of digital gift cards and vouchers. It also facilitates payments for travel tickets and insurance premiums. It is based in India.
Razorpay operates as a payment solution provider in the fintech sector, offering services for online payment processing and financial management. The company provides products including payment gateways, payment links, custom payment pages, and in-store payment solutions for businesses. Razorpay also offers services such as subscription billing, smart collect for businesses, and cross-border payments, serving startups, enterprises, and various sectors such as education, Software as a Service (BFSI), and Software as a Service (SaaS).It was founded in 2014 and is based in Bengaluru, India.
PhonePe offers a range of financial services across various sectors. The company provides a platform for UPI payments, online payment gateway services, and financial products, including insurance and investment options. PhonePe caters to both businesses and consumers, offering solutions like offline payment services, merchant lending, and an app marketplace, as well as personal loans and digital gold investments. PhonePe was formerly known as FX Mart. It was founded in 2015 and is based in Bangalore, India.
airpay payment services is a financial services platform that offers payment gateway solutions across various business sectors. The company provides services including online and in-store payment processing, global collections, and utility bill payments, as well as tools for managing business transactions and finances. It serves the e-commerce, retail, education, hospitality, banking, logistics, and healthcare sectors. It was founded in 2012 and is based in Mumbai, India.
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