Founded Year

2018

Stage

Series G | Alive

Total Raised

$904.54M

Valuation

$0000 

Last Raised

$72.06M | 6 mos ago

Revenue

$0000 

Mosaic Score
The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.

+52 points in the past 30 days

About CRED

CRED offers a members-only platform that offers financial and lifestyle progress for creditworthy individuals in the financial services sector. The company provides tools for managing credit cards, improving credit scores, and rewarding financial decisions with exclusive perks and privileges. CRED's services cater to individuals looking for secure financial management and lifestyle benefits. It was founded in 2018 and is based in Bengaluru, India.

Headquarters Location

100 Feet Road, 12th Main Road, HAL 2nd Stage, Indiranagar No. 769 and 770

Bengaluru, 560038,

India

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ESPs containing CRED

The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.

EXECUTION STRENGTH ➡MARKET STRENGTH ➡LEADERHIGHFLIEROUTPERFORMERCHALLENGER
Financial Services / Payments Tech

The card-linked rewards programs market enables financial institutions, merchants, and loyalty program operators to automatically apply rewards when consumers make purchases with linked payment cards. These platforms eliminate friction by removing the need for manual coupon activation or loyalty card presentation at point-of-sale. Key capabilities include real-time transaction monitoring, personal…

CRED named as Challenger among 15 other companies, including Visa, Mastercard, and American Express.

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Research containing CRED

Get data-driven expert analysis from the CB Insights Intelligence Unit.

CB Insights Intelligence Analysts have mentioned CRED in 2 CB Insights research briefs, most recently on Jun 14, 2023.

Expert Collections containing CRED

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

CRED is included in 7 Expert Collections, including Unicorns- Billion Dollar Startups.

U

Unicorns- Billion Dollar Startups

1,309 items

D

Digital Lending

2,538 items

This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.

L

Loyalty & Rewards Tech

621 items

Startups allowing global brands and local shops alike to offer tech-enabled loyalty and rewards programs including loyalty software, AI-powered loyalty, blockchain-powered loyalty, and more.

P

Payments

3,277 items

Companies in this collection provide technology that enables consumers and businesses to pay, collect, automate, and settle transfers of currency, both online and at the physical point-of-sale.

F

Future Unicorns 2019

50 items

F

Fintech

14,203 items

Excludes US-based companies

Latest CRED News

RBI Approves SRPA's Application For Becoming A Fintech SRO

Nov 12, 2025

The SRO plans on operationalising its governance, compliance and supervisory mechanisms in alignment with the apex bank's framework shortly after this Fintech companies like Infibeam Avenues, Razorpay, PhonePe, CRED, Mobikwik, Mswipe, Open, among others are members of SRPA Fintech self regulatory organisation… More like this

CRED Frequently Asked Questions (FAQ)

  • When was CRED founded?

    CRED was founded in 2018.

  • Where is CRED's headquarters?

    CRED's headquarters is located at 100 Feet Road, 12th Main Road, HAL 2nd Stage, Indiranagar, Bengaluru.

  • What is CRED's latest funding round?

    CRED's latest funding round is Series G.

  • How much did CRED raise?

    CRED raised a total of $904.54M.

  • Who are the investors of CRED?

    Investors of CRED include Sofina, RTP Global, Lathe Investment, Tiger Global Management, Dragoneer Investment Group and 32 more.

  • Who are CRED's competitors?

    Competitors of CRED include Slice and 4 more.

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Compare CRED to Competitors

OneCard Logo
OneCard

OneCard operates as a financial services company that provides a metal credit card. OneCard serves individuals seeking a credit card with benefits like family sharing limits and flexible equated monthly installment (EMI) options. It was founded in 2019 and is based in Pune, India.

KB NBFC Logo
KB NBFC

KB NBFC serves as a financial services provider focused on credit solutions for students in India. The company offers a range of products, including financing for online purchases, loans for two-wheelers, and college tuition, as well as cash loans, all tailored to the needs of college students with flexible repayment options. It was founded in 2016 and is based in Bangalore, India.

Uni Logo
Uni

Uni is a fintech company that focuses on redefining the credit card experience within the financial services industry. The company offers credit cards with features such as cashback rewards, zero foreign exchange markup, and a user-friendly mobile application for managing finances. Uni primarily serves the consumer finance sector with its innovative credit card solutions. It was founded in 2020 and is based in Bengaluru, India.

Stashfin Logo
Stashfin

Stashfin is a financial services platform that provides digital lending solutions within the financial sector. The company offers credit lines and personal loans to borrowers, addressing their credit needs through a digital experience. Stashfin serves individuals looking to manage their financial situation and establish their credit history. It was founded in 2016 and is based in Gurgaon, India.

PhonePe Logo
PhonePe

PhonePe offers a range of financial services across various sectors. The company provides a platform for UPI payments, online payment gateway services, and financial products, including insurance and investment options. PhonePe caters to both businesses and consumers, offering solutions like offline payment services, merchant lending, and an app marketplace, as well as personal loans and digital gold investments. PhonePe was formerly known as FX Mart. It was founded in 2015 and is based in Bangalore, India.

Slice Logo
Slice

Slice operates as a financial technology company. The company offers a digital prepaid account for everyday payments, a fast and simple way to make payments via credit or UPI. The company primarily serves the financial services industry. Slice was formerly known as Slice Pay. It was founded in 2016 and is based in Bengaluru, India.

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