InCred
Founded Year
2016Stage
Debt - IV | AliveTotal Raised
$413.15MLast Raised
$46.81M | 5 mos agoRevenue
$0000Mosaic Score The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.
+146 points in the past 30 days
About InCred
InCred is a financial services platform operating in the non-banking financial company sector. The company offers personal loans, education loans, and business loans, using technology and data science for its operations. InCred primarily serves individual consumers and small to medium-sized enterprises with its lending products. It was founded in 2016 and is based in Mumbai, India.
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Expert Collections containing InCred
Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.
InCred is included in 6 Expert Collections, including Mortgage Tech.
Mortgage Tech
218 items
Companies here streamline and digitize the mortgage lending process. Collection includes direct lenders, mortgage brokers, process optimization technologies for lenders, as well as tools that support borrowers throughout the search and application phases.
Real Estate Tech
2,798 items
Startups in the space cover the residential and commercial real estate space. Categories include buying, selling and investing in real estate (iBuyers, marketplaces, investment/crowdfunding platforms), and property management, insurance, mortgage, construction, and more.
Unicorns- Billion Dollar Startups
1,309 items
Digital Lending
2,538 items
This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.
SMB Fintech
1,231 items
Fintech
14,203 items
Excludes US-based companies
Latest InCred News
Nov 10, 2025
■ US increases H-1B scrutiny ■ InCred's IPO ■ Moody's downgrades Ola's rating Groww IPO spurs funding activity among wealthtech startups With Groww's public market listing slated for later this week, risk investors are turning their gaze back to wealthtech. A bunch of funding deals are in the works across the segment. Deals in the making: Chennai-based AssetPlus,… Disclaimer We strive to uphold the highest ethical standards in all of our reporting and coverage. We StartupNews.fyi want to be transparent with our readers about any potential conflicts of interest that may arise in our work. It's possible that some of the investors we feature may have connections to other businesses, including competitors or companies we write about. However, we want to assure our readers that this will not have any impact on the integrity or impartiality of our reporting. We are committed to delivering accurate, unbiased news and information to our audience, and we will continue to uphold our ethics and principles in all of our work. Thank you for your trust and support. Happy Monday! Several funding deals are swirling in the wealthtech sector on the back of Groww's IPO. This and more in today's ETtech Morning Dispatch. Also in the letter: ■ US increases H-1B scrutiny ■ InCred's IPO ■ Moody's downgrades Ola's rating Groww IPO spurs funding activity among wealthtech startups With Groww's public market listing slated for later this week, risk investors are turning their gaze back to wealthtech. A bunch of funding deals are in the works across the segment. Deals in the making: Chennai-based AssetPlus,… More like this
InCred Frequently Asked Questions (FAQ)
When was InCred founded?
InCred was founded in 2016.
Where is InCred's headquarters?
InCred's headquarters is located at Plot Number C - 70, Mumbai.
What is InCred's latest funding round?
InCred's latest funding round is Debt - IV.
How much did InCred raise?
InCred raised a total of $413.15M.
Who are the investors of InCred?
Investors of InCred include Nippon India Alternative Investment, Morgan Stanley, Nithin Kamath, Nikhil Kamath, Varanium Capital and 23 more.
Who are InCred's competitors?
Competitors of InCred include axio and 4 more.
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Compare InCred to Competitors
CreditMantri is a financial technology company focused on credit analysis and improvement services within the financial sector. The company provides credit score checks, credit improvement plans, and connects individuals with loans and credit cards based on their credit profiles. CreditMantri serves individuals looking to understand and enhance their creditworthiness and access financial products. It was founded in 2012 and is based in Chennai, India.
LoanTap operates as a financial services company that provides personal and business loans. The company offers several loan products including personal loans, business loans for micro, small, and medium enterprises (MSMEs), and financing for electric bikes. LoanTap's services include loan offerings with repayment options, approval processes, and a technology-driven platform. It was founded in 2016 and is based in Pune, India.
Savvy is a lender that provides unsecured personal loans within the consumer finance sector. The company offers loans ranging from £300 to £1200, with repayment terms of 6 to 12 months. Savvy serves customers with lower than average credit histories and offers online account management. It was founded in 2007 and is based in London, England.
Intelligent Debt Management is a debt management company that offers financial advice and debt relief solutions. The company provides services including credit report analysis, debt consolidation, debt counseling, debt settlement, financial planning, and insurance reviews, tailored to individuals struggling with debt. IDM serves South African consumers seeking to improve their financial health. It was founded in 2004 and is based in Cape Town, South Africa.
SuperFi is a fintech company focused on early debt prevention and financial empowerment. The company offers a platform that allows users to view, manage, and optimize their bills and debts in one place, as well as providing tools for income maximization and outgoing reduction. SuperFi primarily serves individuals seeking to improve their financial health and avoid problem debt. It was founded in 2021 and is based in London, England.
Just focuses on using adaptive AI technology and managed services to address problem debt within various sectors. The company provides solutions that include decision frameworks, financial forecasting, and access to networks for debt recovery, litigation, and enforcement. The primary sectors served include utilities, financial services, legal firms, and government organizations. It was founded in 2019 and is based in Nottingham, England.
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