Pipe
Founded Year
2019Stage
Line of Credit | AliveTotal Raised
$478.12MLast Raised
$100M | 1 yr agoRevenue
$0000Mosaic Score The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.
-8 points in the past 30 days
About Pipe
Pipe focuses on embedded financial solutions in the software industry. The company offers products like access to business capital and expense management tools that integrate into existing platforms. Pipe serves vertical SaaS providers, payment facilitators, and marketplaces. Pipe was formerly known as Third Base Pipe. It was founded in 2019 and is based in San Francisco, California.
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ESPs containing Pipe
The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.
The revenue-based financing platforms market enables businesses to exchange a percentage of their future revenues for upfront capital, avoiding traditional equity dilution and fixed-interest debt. These platforms use proprietary algorithms and data analytics to evaluate financial health, growth potential, and creditworthiness to determine funding amounts and repayment terms. Primary users include …
Pipe named as Leader among 15 other companies, including Clearco, Arc, and Uncapped.
Pipe's Products & Differentiators
Pipe Capital
Pipe Capital was custom-built for SMBs. It allows its partners (vertical SaaS providers) to offer an embedded capital-as-a-service product, putting access to capital in the hands of SMBs who have long struggled to access financing.
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Research containing Pipe
Get data-driven expert analysis from the CB Insights Intelligence Unit.
CB Insights Intelligence Analysts have mentioned Pipe in 3 CB Insights research briefs, most recently on Jun 6, 2025.
Jun 6, 2025
The SMB fintech market map
May 8, 2024
The embedded banking & payments market map
Feb 28, 2024 report
The Celebrity VC IndexExpert Collections containing Pipe
Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.
Pipe is included in 5 Expert Collections, including Unicorns- Billion Dollar Startups.
Unicorns- Billion Dollar Startups
1,309 items
Digital Lending
2,538 items
This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.
SMB Fintech
1,586 items
Fintech
9,809 items
Companies and startups in this collection provide technology to streamline, improve, and transform financial services, products, and operations for individuals and businesses.
Fintech 100
499 items
250 of the most promising private companies applying a mix of software and technology to transform the financial services industry.
Pipe Patents
Pipe has filed 62 patents.
The 3 most popular patent topics include:
- piping
- plumbing
- sewerage
Application Date | Grant Date | Title | Related Topics | Status |
|---|---|---|---|---|
10/19/2022 | 11/26/2024 | Piping, Plumbing, Graphical projections, Technical drawing, Roadsters | Grant |
Application Date | 10/19/2022 |
|---|---|
Grant Date | 11/26/2024 |
Title | |
Related Topics | Piping, Plumbing, Graphical projections, Technical drawing, Roadsters |
Status | Grant |
Latest Pipe News
Nov 7, 2025
Pipe, a fintech company offering embedded capital products for small businesses, announced today that it has joined the World Economic Forum's Unicorn Community, a designation reserved for private hyper-growth companies at the forefront of disruption and innovation in their industries. Pipe CEO Luke Voiles will attend the 2026 Annual Meeting taking place at Davos-Klosters from 19-23 January. Pipe's participation in the Unicorn Community will focus on advancing financial inclusion for small businesses by improving their access to essential capital and financial services that are too often out of reach through traditional institutions. “We are delighted to welcome Pipe to the Forum's Unicorn Community,” said Verena Kuhn, Head of the Innovators Community, World Economic Forum. “Small businesses are the backbone of communities globally, and when they thrive, we all do. We look forward to Pipe's contributions to the Forum's work in promoting financial inclusion.” There are hundreds of millions of small businesses around the world. They make up a sizable proportion of the global economy yet struggle to access capital and cutting edge financial services from banks. Pipe is committed to enabling platforms to offer financial services to small businesses directly within the software they use every day, underwriting with live revenue data rather than relying solely on traditional bureaucracy and credit scoring requirements. “We look forward to connecting with other industry leaders and policymakers as we work together to build a more inclusive financial services landscape for the small businesses the world relies on,” said Luke Voiles, CEO at Pipe. “We're also eager to leverage the Forum's deep expertise to highlight the technological and regulatory framework needed to deliver the financial services small businesses deserve. We know what needs to be done, and the benefits of supporting small businesses in this way are clear.” The World Economic Forum (WEF) is the International Organization for Public-Private Cooperation, which facilitates rigorous and respectful dialogue to improve the state of the world through the power of human ingenuity, entrepreneurship, innovation, and cooperation. WEF's Unicorn Community is one of three Global Innovator Communities that provides a platform to engage with public- and private-sector leaders and contribute new solutions to overcome current crises and build future resiliency.
Pipe Frequently Asked Questions (FAQ)
When was Pipe founded?
Pipe was founded in 2019.
Where is Pipe's headquarters?
Pipe's headquarters is located at 548 Market Street, San Francisco.
What is Pipe's latest funding round?
Pipe's latest funding round is Line of Credit.
How much did Pipe raise?
Pipe raised a total of $478.12M.
Who are the investors of Pipe?
Investors of Pipe include Victory Park Capital, BBQ Capital, Mindrock Capital, Anand Chandrasekaran, Zain Ventures and 73 more.
Who are Pipe's competitors?
Competitors of Pipe include Parafin, AIZEN, re:cap, Pershing Ventures, Ampla and 7 more.
What products does Pipe offer?
Pipe's products include Pipe Capital and 2 more.
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Compare Pipe to Competitors
Vitt focuses on investment management. The company offers services that allow customers to invest their idle cash in money market funds. The company's funds are managed by Goldman Sachs Asset Management and are held with a Financial Conduct Authority-regulated custodian, mitigating counterparty risk. It was formerly known as Rail. It was founded in 2021 and is based in London, United Kingdom.
Capchase provides B2B payment solutions within the financial technology sector. The company has a platform that allows businesses to offer Buy Now Pay Later options for software and hardware, allowing vendors to receive contract value upfront while managing collections. Capchase serves the SaaS, hardware, software, and VoIP industries, providing payment options. It was founded in 2020 and is based in New York, New York.
Uncapped is a financial services company that provides working capital solutions for online businesses in various sectors. Their offerings include financing options such as growth working capital, lines of credit, and funding solutions for Amazon sellers, aimed at supporting inventory, marketing, and purchase orders. Uncapped serves e-commerce brands and retailers. It was founded in 2019 and is based in London, England.
Clearco provides working capital solutions for the e-commerce sector. The company offers funding for invoices and receipts to assist businesses with cash flow, finance inventory, and cover marketing and operational expenses. Clearco's services are available to e-commerce businesses, allowing them to access capital without the requirement for collateral or personal guarantees. Clearco was formerly known as Clearbanc. It was founded in 2015 and is based in Toronto, Canada.
Founderpath provides financial solutions for bootstrapped SaaS companies in the fintech and SaaS industries. The company offers non-dilutive capital options such as term loans and factoring agreements to SaaS founders looking to grow without sacrificing equity. Founderpath also provides tools including a SaaS credit score, metrics and benchmarking dashboards, and a valuation optimization tool for SaaS businesses. Founderpath was formerly known as Operation Pie. It was founded in 2019 and is based in Austin, Texas.
Levenue provides revenue-based financing within the financial services industry, offering capital solutions to businesses with recurring revenue. The company offers funding based on a business's future Annual Recurring Revenue (ARR), which can assist with working capital and growth initiatives without requiring equity dilution. Levenue serves subscription-based and SaaS companies across Europe and provides access to capital through a marketplace platform. It was founded in 2021 and is based in Breda, Netherlands.
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