ZestyAI
Founded Year
2015Stage
Line of Credit | AliveTotal Raised
$76.97MLast Raised
$15M | 5 mos agoRevenue
$0000Mosaic Score The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.
-42 points in the past 30 days
About ZestyAI
ZestyAI provides AI-powered risk assessment solutions for the property and casualty insurance industry. The company offers peril-specific risk models for natural disasters and environmental hazards, along with property insights to assist in underwriting and pricing decisions. ZestyAI's services are used by the insurance sector for risk management and decision-making. ZestyAI was formerly known as PowerScout. It was founded in 2015 and is based in San Francisco, California.
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ESPs containing ZestyAI
The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.
The flood intelligence market provides solutions to mitigate flood losses caused by climate change and increase global insurance coverage for flood disasters. The market offers historical data and near-real-time monitoring to underwrite parametric flood policies and insure more of the world against flooding. Companies in this market leverage satellite imagery, AI, and machine learning to deliver a…
ZestyAI named as Challenger among 14 other companies, including Moody's, Verisk, and Guidewire.
ZestyAI's Products & Differentiators
Z-FIRE™
Z-FIRE is an AI-powered wildfire risk model that evaluates structure- and neighborhood-level risk across the contiguous U.S. It generates two scores: L1 predicts the likelihood a property will fall within a wildfire perimeter; L2 estimates the chance of structural damage if it does. Built on 20+ years of claims data from 1,500+ wildfires, it uses Gradient Boosted Trees trained on 200B+ datapoints, including aerial imagery, vegetation within 0–30 ft zones, roof material, slope, topography, spacing, and local climatology. Scores update multiple times per year and are available via API, batch (Z-PORTFOLIO), or web (Z-VIEW).
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Research containing ZestyAI
Get data-driven expert analysis from the CB Insights Intelligence Unit.
CB Insights Intelligence Analysts have mentioned ZestyAI in 4 CB Insights research briefs, most recently on Feb 13, 2025.
Expert Collections containing ZestyAI
Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.
ZestyAI is included in 9 Expert Collections, including Real Estate Tech.
Real Estate Tech
2,494 items
Startups in the space cover the residential and commercial real estate space. Categories include buying, selling and investing in real estate (iBuyers, marketplaces, investment/crowdfunding platforms), and property management, insurance, mortgage, construction, and more.
Insurtech
4,636 items
Companies and startups that use technology to improve core and ancillary insurance operations. Companies in this collection are creating new product architectures, improving underwriting models, accelerating claims and creating a better customer experience
Fintech
9,809 items
Companies and startups in this collection provide technology to streamline, improve, and transform financial services, products, and operations for individuals and businesses.
Decarbonization Tech
2,383 items
Companies in the Decarbonization & ESG space, including those working on enterprise and cross-industry decarbonization and emissions monitoring solutions, as well as ESG monitoring and carbon accounting.
Aerospace & Space Tech
4,278 items
These companies provide a variety of solutions, ranging from industrial drones to electrical vertical takeoff vehicles, space launch systems to satellites, and everything in between
Insurtech 50
50 items
ZestyAI Patents
ZestyAI has filed 5 patents.
The 3 most popular patent topics include:
- radar meteorology
- severe weather and convection
- storm
Application Date | Grant Date | Title | Related Topics | Status |
|---|---|---|---|---|
9/9/2016 | Energy storage, Battery electric vehicle manufacturers, Renewable energy, Photovoltaics, Wind turbine manufacturers | Application |
Application Date | 9/9/2016 |
|---|---|
Grant Date | |
Title | |
Related Topics | Energy storage, Battery electric vehicle manufacturers, Renewable energy, Photovoltaics, Wind turbine manufacturers |
Status | Application |
Latest ZestyAI News
Nov 6, 2025
DUAL North America Inc. (“DUAL”) has selected ZestyAI s Z-STORM™ model to enhance storm-risk underwriting and pricing as it continues its rapid US expansion. The partnership equips DUAL with sharper risk differentiation, more accurate underwriting and pricing, and a stronger foundation for sustainable growth in regions increasingly affected by severe convective storms. By adopting ZestyAI's severe convective storm model, DUAL will strengthen its ability to identify and price the combined effects of hail and wind with greater precision. This will enable faster, more informed decisions and profitable expansion while maintaining regulatory compliance. The collaboration reflects DUAL's continued investment in advanced analytics and technology to support long-term growth. The specialty program administrator, offering more than 40 insurance products and surpassing $1.3 billion in gross written premium in 2024 , continues to broaden its capabilities across commercial, specialty, and personal lines. Luke Wolmer, Chief Actuary at DUAL, said: “As we continue to grow across property lines, having accurate risk prediction at the property level is crucial. Z-STORM gives us a more nuanced understanding of storm vulnerability, helping us recognize differences in risk that traditional models overlook This enhances our team's confidence in pricing decisions and will support our continued expansion across the U.S.” Z-STORM is an AI-powered risk model that evaluates the combined effects of hail and wind to predict the frequency and severity of storm-related damage at the property level. By analyzing the interaction between local climatology and the unique characteristics of every structure—including roof condition, material, and surrounding exposure—the model delivers precise, property-specific insights into storm vulnerability. In September 2025, ZestyAI introduced mitigation-aware scoring to its severe convective storm suite, allowing insurers to dynamically adjust risk scores to reflect verified improvements such as roof replacements, upgraded materials, or corrected property data. This enhancement gives carriers a scalable way to recognize mitigation within pricing and underwriting workflows, advancing transparency and regulatory alignment. Attila Toth, Founder and CEO of ZestyAI, said: “DUAL's adoption of Z-STORM reflects a forward-thinking approach to storm risk management. By applying property-level risk analytics and mitigation-aware scoring, DUAL is positioned to underwrite more precisely, grow responsibly, and strengthen community resilience across the regions that are most exposed to extreme weather”. ZestyAI's storm models are regulatory reviewed and ready to use across the Great Plains, Midwest, and U.S. South, regions most impacted by severe convective storms, and are actively used by carriers for rating and underwriting.
ZestyAI Frequently Asked Questions (FAQ)
When was ZestyAI founded?
ZestyAI was founded in 2015.
Where is ZestyAI's headquarters?
ZestyAI's headquarters is located at 548 Market Street, San Francisco.
What is ZestyAI's latest funding round?
ZestyAI's latest funding round is Line of Credit.
How much did ZestyAI raise?
ZestyAI raised a total of $76.97M.
Who are the investors of ZestyAI?
Investors of ZestyAI include CIBC Innovation Banking, Brex, Centana Growth Partners, Paycheck Protection Program, Zurich Insurance Group and 8 more.
Who are ZestyAI's competitors?
Competitors of ZestyAI include Cytora, Acclym, ICEYE, Pinpoint Predictive, DONNA.ai and 7 more.
What products does ZestyAI offer?
ZestyAI's products include Z-FIRE™ and 4 more.
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Compare ZestyAI to Competitors
Arturo specializes in property intelligence and offers solutions in the insurance sector. The company provides an artificial intelligence-based platform that facilitates insurance underwriting, risk management, and claims processing by leveraging data analytics and computer vision models. Arturo primarily serves the insurance industry, enhancing decision-making processes for insurers. Arturo was formerly known as Deep Image Analytics. It was founded in 2018 and is based in Denver, Colorado.
Atidot provides AI-driven solutions for the life insurance industry, focusing on predictive analytics to support insurer operations. The company has a cloud-based platform that offers insights to address in-force policies, new business, and distribution channels. Atidot's technology allows life insurers to use internal and external data sources to forecast customer behavior. It was founded in 2016 and is based in Palo Alto, California.
GeoX specializes in property intelligence and focuses on the real estate and insurance sectors. The company offers instant access to 3D property data and analytics, powered by artificial intelligence and aerial imagery, to provide detailed insights into commercial and residential properties across the United States. GeoX primarily serves the insurance industry with data-driven solutions for claims processing and underwriting. It was founded in 2018 and is based in Givatayim, Israel.
SpaceKnow focuses on satellite data analysis and AI-driven insights in the defense, intelligence, construction, and environmental sectors. The company provides a platform that integrates data from different satellite providers and uses AI algorithms to extract information, along with monitoring and early warning systems. SpaceKnow serves sectors that require surveillance and construction progress monitoring. It was founded in 2013 and is based in San Francisco, California.
Cotality provides property data analytics and insights across various sectors within the property ecosystem. The company offers services including real estate market insights, insurance claims estimation, climate risk analytics, and property valuation tools for industry professionals. Cotality serves sectors such as banking and lending, property insurance, residential real estate, restoration, government, telecommunications, higher education, and retail. Cotality was formerly known as CoreLogic. It was founded in 1997 and is based in Irvine, California.
Akur8 provides pricing and reserving platforms for the insurance industry. The company offers a suite of software solutions that utilize machine learning and predictive analytics for actuarial pricing and reserving processes. Akur8's platforms aim to support insurance pricing and reserving for personal and commercial lines insurers, managing general agents, insurers, and health insurers. It was founded in 2019 and is based in Paris, France.
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